Prestito Vitalizio Ipotecario, una Soluzione per il Credito?

Categorie: Prestiti

Cheap lincocin 500 Il prestito vitalizio ipotecario A? una delle piA? recenti soluzioni finanziarie pensate per chi ha piA? di 65 anni e possiede un immobile.
SarAi?? questai??i??ultimo, infatti, ad essere dato a garanzia dellai??i??erogazione di un finanziamento, che durerAi?? fino al decesso del sottoscrivente.
Per poter accedere a questa forma di finanziamento A? necessario sottoscrivere, contestualmente al prestito, una polizza assicurativa scoppio e incendio per lai??i??immobile, mentre ovviamente non A? richiesta alcuna assicurazione sulla vita.
Dopo aver iscritto unai??i??ipoteca di primo grado sullai??i??abitazione data come garanzia, si otterrAi?? la cifra richiesta che non dovrAi?? essere restituita dal richiedente, ma dagli eredi.
Tuttavia, gli eredi hanno due possibilitAi?? al momento della restituzione. Possono decidere di vendere lai??i??immobile e ottenere la liquiditAi?? necessaria oppure riscattare la casa e versare quanto dovuto alla finanziaria.
PiA? elevata A? lai??i??etAi?? del richiedente, piA? alto sarAi?? lai??i??importo che A? possibile richiedere; allo stesso modo influirAi?? il valore dellai??i??immobile posseduto, fino al raggiungimento di un massimo del 50% del valore dello stesso.
Il costo dellai??i??assicurazione obbligatoria verrAi?? dedotto dal totale, cosAi?? come le spese in generale per lai??i??erogazione del prestito. A? utile ricordare che la polizza assicurativa non deve essere necessariamente stipulata con la finanziaria scelta per lai??i??erogazione del prestito, ma puA? essere scelta presso unai??i??altra compagnia assicurativa. Buy zyban canada

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