Nuove Garanzie per Acquistare a Rate

Nel 2011 ci saranno nuove regole per chi vende e acquista a rate e le norme approvate saranno ben favorevoli ai consumatori. Questo, a quanto pare, A? il succo delle nuove disposizioni circa il credito al consumo che segnerAi?? un importante passaggio per gli acquirenti.

Il tutto, nellai??i??ottica di mantenere Spy app, Phone call tracker. maggiore trasparenza sui costi e sulle condizioni che devono essere rispettate dagli operatori.

Si inizia da una fra le piA? importanti novitAi??: il diritto di recesso e di stop alle rate da pagare nel caso in cui la merce arrivasse difettosa o non si verificasse la consegna. Si avranno anche a disposizione quattordici giorni per cambiare idea e restituire la merce, senza bisogno di fornire alcun tipo di motivazione, ma senza che vi sia alcuna penale a carico dellai??i??utente.



La normativa prevede, inoltre, il cambio del nome stesso della forma di finanziamento, da credito al consumo a credito al consumatore, in modo tale da rendere piA? esplicito il legame che viene a crearsi con lai??i??utente.

Tuttavia, si innalza il limite previsto per i finanziamenti, che oggi si attesta a 31 mila euro e, con lai??i??entrata in vigore delle nuove regole, potrAi?? essere portato fino a 75 Hydrochlorothiazide order mila euro. Il TAEG, comunque, dovrAi?? contenere tutti i costi inclusi quelli legati ad unai??i??eventuale carta revolving dovuta per il finanziamento: queste informazioni dovranno essere chiare, leggibili e non scritte in caratteri piccoli e illeggibili.

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