Mutui, Sempre PiA? Difficile Accenderne Uno

Categorie: Mutui

Lai??i??Abi ha lanciato lai??i??allarme: soltanto la metAi?? delle famiglie italiane ha un reddito tale da riuscire a pagare la rata del mutuo. Un dato in crescita che fa preoccupare per la stessa stabilitAi?? sociale.
Questo significa, infatti, che sono sempre di meno le persone che possono permettersi di acquistare una casa e ciA? nonostante il costo delle stesse sia rimasto sostanzialmente invariato negli ultimi anni, senza subire clamorosi aumenti.
Dai??i??altra parte, se una famiglia riesce ad accedere ad un mutuo lo fa grazie alla preferenza di un tasso variabile che tiene piA? bassa la rata ma che, comunque, in futuro, sarAi?? destinato a salire, procurando unai??i??ondata di Buying cannabis seeds legal in uk surroghe o un impoverimento delle famiglie.
Certo, il futuro non A? ancora scritto, ma anche soltanto volgendo lo sguardo al presente cai??i??A? poco di cui stare allegri.
A? stato nel 2010, in effetti, che lai??i??indice Euribor ha toccato il minimo storico ed A? su questo indice che avvengono le parametrizzazioni per i mutui a tasso variabile. Pian piano, lai??i??indice sta crescendo, superando questai??i??anno la soglia dellai??i??1%. Oggi, lai??i??Euribor Amantadine over the counter si attesta a 1,4%: la soglia psicologica dellai??i??unitAi?? A? ben lontana!
A questo, si aggiunge il fatto che il costo delle case sta risalendo in questa metAi?? del 2011, e non si potrAi?? certo pensare che si tratti di un aiuto per le famiglie, visto che gli aumenti si registrano nei capoluoghi quanto nei piccoli paesi.

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