La Crisi Economica fa Aumentare i Mutui

Categorie: Mutui

Gli effetti della crisi? Si possono misurare anche con lai??i??accensione di un maggior numero di mutui. Potrebbe sembrare un paradosso, ma A? quello che sembra verificarsi da un annetto a questa parte. E il motivo A? semplice. Il costo del denaro A? sempre fermo ad un valore minimo, che si attesta intorno allai??i??1% e che dovrebbe restare lo stesso almeno fino alla prossima estate. Il costo del denaro A? ovviamente legato al momento economico particolare che si sta trovando ad affrontare lai??i??Europa: dunque, una sorta di effetto positivo in quella recessione e crisi economica che attanaglia il mercato Occidentale. Lai??i??incertezza, inoltre, non consente di immaginare nuove politiche monetarie e, per una volta, il vantaggio puA? esserci anche per i privati cittadini.



Le famiglie, infatti, che desiderino investire i propri capitali si stanno dirigendo nuovamente sullai??i??acquisto di immobili e, per questo motivo, richiedono dei mutui per la casa molto convenienti, dato il costo del denaro cosAi?? poco elevato.

Inoltre, anche i mutuatari che hanno stipulato in precedenza finanziamenti a tasso variabile hanno di che gioire: le rate sono molto piA? leggere del previsto e si puA? essere certi di aver fatto un affare rispetto a chi ha scelto un tasso fisso. Certo, nel futuro si potrebbe andare incontro a degli aumenti, ma allora dovrebbe essere possibile rinegoziare il mutuo o surrogarlo presso altra banca.

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