Finanziamenti per lai??i??acquisto di un cavallo

Categorie: Finanziamenti

Come ben sa chi bazzica lai??i??ambiente delle corse e delle gare, i cavalli purosangue rappresentano un valore elevatissimo e sono uno dei modi scelti da chi puA?, per investire i propri risparmi.

I prezzi che possono essere pagati per una bestia di razza sono da vero capogiro, e non di rado vi A? la necessitAi?? di ricorrere a specifiche forme di finanziamento per concludere lai??i??acquisto.

Una delle forme piA? innovative, in tal senso, A? rappresentata dal leasing finanziario, modalitAi?? abbastanza inedita nel panorama del credito al consumo, almeno per questa tipologia di ai???beniai???.

In effetti, perA?, il leasing offre delle garanzie piA? elevate di un finanziamento classico, almeno dal punto di vista di chi compra. Il rischio A? minore e il cavallo viene pagato in comode rate, piuttosto che in unai??i??unica soluzione.



Tutti i cavalli sono finanziabili in tale modo, sia quelli da corsa e da salto sia quelli per esposizione. Le compagnie che trattano il leasing per i purosangue propongono una serie di rate mensili e una maxi rata finale, con la quale si entra pienamente in possesso dellai??i??animale.

Di solito, lai??i??anticipo A? erogato in percentuali basse, tipicamente intorno al 15% del valore complessivo, il resto dellai??i??importo sarAi?? versato alla fine del finanziamento, per un percentuale variabile, ma che oscillerAi?? intorno al 25 o 30%, e le rate (spesso di durata quadriennale o quinquennale) copriranno il rimanente.

A? consigliabile, infine, stipulare anche unai??i??assicurazione vita per il cavallo, soprattutto se da corsa.

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