Dossier titoli: opzione Conveniente per i Correntisti?

Categorie: Finanza

Quando decidiamo per lai??i??apertura di un conto corrente tradizionale, non abbiamo sicuramente una serie di opzioni aggiuntive che fanno aumentare i costi ma che rappresentano anche delle opportunitAi?? in piA? per gestire il proprio patrimonio.

Ad un costo leggermente superiore ci potrebbe venire offerto, ad esempio, il dossier titoli, sempre legato ad un conto corrente. In cosa consiste il dossier titoli? Fondamentalmente, A? uno strumento che lai??i??istituto di credito rende disponibile perchAi?? si possano effettuare delle operazioni di acquisto azioni via internet. Possiamo immaginarlo come una sorta di carrello allai??i??interno del quale si possono inserire azioni e titoli. Una volta che sono state venduti, i titoli usciranno dalla disponibilitAi?? del ai???paniereai??? del correntista. Questo servizio deve essere richiesto esplicitamente dal correntista, poichAi?? la banca non provvede allai??i??attivazione in automatico.



Ad ogni modo A? previsto che si possa passare da un conto corrente tradizionale ad uno con dossier titoli in qualunque momento, A? sufficiente firmare un nuovo contratto, accettando le rinnovate condizioni. Se, invece, si ha giAi?? una certa familiaritAi?? con questo strumento e si A? giAi?? deciso per lai??i??apertura di un conto corrente con dossier titoli, A? bene prendere informazioni circa le banche che offrono tale servizio a costi minori, non essendo imposti per legge. Di solito, gli istituti di credito che operano interamente via web hanno costi minori di quelli tradizionali.

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