Determinazione dei Tassi di Usura

Categorie: Finanziamenti

Spesso si sente parlare di tassi usurai praticati dalle societAi?? finanziarie: un modo abbastanza ai???popolareai??? per indicare degli oneri molto elevati per la restituzione dei crediti. Tuttavia, i tassi usurai propriamente detti sono una faccenda piuttosto delicata e seria, regolamentata per legge e, qualora praticata, indicativa di azioni criminali che, ovviamente, non sono appannaggio degli istituti di credito autorizzati.

Per avere unai??i??idea piA? precisa di quanto detto, dobbiamo spiegare che i tassi medi dai??i??interesse sono appositamente pubblicati ogni tre mesi sulla Gazzetta Ufficiale, in base ad Order carbozyne un decreto ufficiale del Ministro del Tesoro, e devono essere esposti al pubblico in ogni sede bancaria o dai??i??intermediazione finanziaria.

In questo modo, ciascun cittadino puA? essere correttamente informato circa le rilevazioni che vengono effettuate sui tassi praticati per tipologie simili di prodotti bancari, a loro volta suddivisi in base a condizioni, durata, finalitAi?? del prestito.



Chi volesse, puA? prendere visione dei tassi medi ufficiali anche sul sito della Banca dai??i??Italia o su quello dellai??i??Ufficio Italiano dei Cambi. Sempre in rete si puA? leggere tutta la normativa che A? dedicata al problema dellai??i??usura.

Per unai??i??indicazione di massima, ad ogni modo, possiamo definire come usurai quei tassi corrispondenti ai tassi medi Order lady era side rilevati e maggiorati della metAi??.

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