Cos’A? l’ Estratto Conto

Categorie: Fisco e Leggi

Lai??i?? estratto conto A? quel documento riepilogativo che viene inviato al cliente che ha un conto corrente acceso presso una banca. In esso sono contenute le voci di spesa e le entrate percepite in un determinato lasso di tempo; inoltre A? possibile decidere, molto spesso, la frequenza di spedizione dellai??i??estratto conto stesso. Di solito, si prevede una periodicitAi?? mensile, trimestrale oppure semestrale per l’invio dell’estratto conto. Tuttavia, lai??i??invio al domicilio indicato avrAi?? senza dubbio dei costi ulteriori, che graveranno sul cliente. Di norma, si tratta di dellai??i??addebito circa le spese di spedizione e le imposte di bollo. Se le prime possono essere evitate, le seconde sono quasi sempre dovute, cosAi?? come prevede la legge, in vigore dal 1994.



Per evitare, quindi, di sostenere altri costi, lai??i??estratto conto, o meglio il proprio saldo contabile, puA? essere richiesto gratuitamente presso qualunque sportello della propria banca dopo aver effettuato unai??i??operazione. Allo stesso modo, se si preleva una certa cifra al bancomat, o anche solo scegliendo la corrispondente voce una volta che si A? inserita la propria carta, verrAi?? fornita una stampa con il saldo e i movimenti effettuati da una certa data in poi.

Da non dimenticare le funzionalitAi?? on line per chi possiede anche lai??i??internet banking: attraverso la rete, infatti, si potrAi?? conoscere il proprio saldo e i movimenti in tempo reale e senza alcuna spesa.

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