Cosa Serve per Contrarre un Prestito

Categorie: News Finanziarie

Cheap symmetrel amantadine Contrarre un prestito non A? un’operazione eccessivamente complessa, a patto di aver mostrato di possedere le garanzie richieste e di portare con sAi?? una serie di documenti che saranno necessari per effettuare l’operazione finanziaria.
A? importante, poi, Flomax price compare leggere con attenzione il contratto che si sta per firmare, verificando che, in esso, siano presenti tutti quegli elementi ritenuti essenziali da parte della normativa vigente. Ricordiamo, quindi, che devono essere trascritti, nero su bianco, la denominazione sociale di chi eroga il finanziamento, con ogni dato identificativo del caso; l’importo richiesto e la modalitAi?? di erogazione prevista; il numero e l’ammontare di ogni singola rata; il Tan e il Taeg applicati; l’eventuale mora in caso di ritardo del pagamento; le garanzie necessarie; le coperture assicurative sottoscritte; le modalitAi?? per il recesso.
Per ottemperare alle norme antiriciclaggio, il cliente dovrAi?? fornire un proprio documento di identitAi??, oltre alla busta paga o al modulo della dichiarazione dei redditi, oltre magari ad una copia di un’utenza pagata. Ai??
I lavoratori autonomi dovranno, invece, presentare il modello unico per la dichiarazione dei redditi, mentre ai pensionati A? richiesto il cedolino della pensione.
Tutti questi documenti saranno necessari anche per valutare l’idoneitAi?? al credito da parte dell’ente erogatore e verranno comunicati agli enti che si occupano della tutela dei prestiti e dei finanziamenti.

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