Come Scegliere la Durata di un Mutuo

Categorie: Mutui

Scegliere la durata del mutuo: una scelta da pianificare con cura, da effettuare con estrema attenzione. Tra lai??i??altro, la durata del mutuo A? uno dei parametri che ci possono far aumentare oppure diminuire la rata da pagare ogni mese, per cui qualunque variazione va effettuata con estrema cautela.

Le durate piA? diffuse sono, di solito, quelle che si Colchicine treatment attestano intorno ai 25 anni, con punte che possono arrivare perfino ai 40 anni e scendendo non oltre i 20 anni.

Volendo prendere in considerazione mutui a 40 anni, ad esempio, con dei tassi variabili, dovremmo da una parte registrare un forte interesse per una rata che si presenterebbe estremamente bassa, ma di contro avremo sottoscritto un debito davvero lungo nel tempo e con in piA?, lai??i??incertezza di un tasso variabile.


Meglio scegliere un tasso variabile combinato con una durata piA? breve e un fisso con una piA? lunga, sebbene in genere, il tasso variabile A? lai??i??ideale per chi sa di poter estinguere il proprio mutuo in termini relativamente rapidi, diciamo intorno ai cinque anni.

Attenzione anche allai??i??etAi?? che avete al momento della sottoscrizione. Infatti, sebbene non Cannabis seeds ottawa ontario tutte le banche lo dichiarino apertamente, vi A? una preferenza per sottoscriventi giovani con mutui non di lunghissima durata, ma anche per chi A? piA? in lAi?? con gli anni ci sono interessanti possibilitAi?? alternative.

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