Come ottenere un Mutuo in Valuta Estera

Categorie: Mutui

Anche se non A? forse opinione comune, un mutuo puA? essere erogato in valuta estera, senza che ciA? generi particolari problemi anche se si dovrAi?? fare i conti con una procedura leggermente piA? complessa. Per valuta estera, si intende una moneta differente da quella nella quale A? espresso lai??i??atto di compravendita.
Questo genere di mutuo potrebbe interessate soprattutto quei cittadini dellai??i??Unione Europea che intendano effettuare un acquisto al di fuori dellai??i??UE o in Paesi aderenti ma con valuta differente, come nel caso del Regno Unito.
Chiedendo un mutuo in valuta estera, lai??i??importo dovrAi?? essere convertito nella valuta nella quale si procede allai??i??acquisto del bene e tale cambio puA? avvenire sia contestualmente sia in differita rispetto al momento della compravendita in sAi??.
La banca e il cliente devono, quindi, trovare un accordo per il tasso di cambio da usare sia per lai??i??erogazione del mutuo sia per il pagamento di ogni singola rata.
Attenzione tuttavia se non si dovesse disporre di una fonte di reddito nella stessa valuta del mutuo. In tal caso, lai??i??importo della rata sarAi?? calcolato al cambio corrente e ciA? determina lai??i??incertezza di fondo dellai??i??importo della rata che non potrAi?? essere conosciuto a priori.
A? bene ricordare che un mutuo in valuta essere puA? essere sAi?? piA? conveniente ma anche maggiormente rischioso quindi A? necessario considerare in modo attento quella che A? la propria propensione al Where can i buy ashwagandha seeds rischio individuale. What is the generic drug for detrol la

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