Come Incassare un Assegno

Categorie: Finanza

Sebbene ci troviamo nellai??i??epoca dei pagamenti per cosAi?? ai???virtualiai???, ovvero effettuati tramite moneta elettronica, che sia quella delle carte di credito o di conti elettronici, puA? capitare di ricevere ancora degli assegni, soprattutto se si tratta di cifre significative o pagamenti da parte di aziende o professionisti con i quali abbiamo intrapreso delle prestazioni occasionali.

Il punto A? che, ormai, abbiamo perso confidenza con questo genere di strumento, ragion per cui ci tornerAi?? utile spiegare in che modo poter incassare un assegno bancario, senza alcun tipo di problema.

Bisogna ricordare, comunque, che si tratta di operazioni abbastanza lunghe, e che fino al momento dellai??i??incasso vero e proprio, non si avrAi?? alcun accredito sul proprio conto.



Nel ricevere questo titolo di credito dovremo controllare intestazione e banca emittente: le possibilitAi??, dunque, diventano tre. Se si possiede un conto nella banca emittente, ci si potrAi?? recare con lai??i??assegno e ricevere contanti (o accreditare la somma sul conto); se non si possiede un conto nella banca emittente, ma in un altro istituto di credito, si dovrAi?? andare presso questai??i??ultimo e richiederne lai??i??accredito. SarAi?? cura della banca avviare la procedura con lai??i??emittente, per lai??i??incasso.

Se non si A? titolari di alcun conto corrente, ci si dovrAi?? recare esclusivamente presso lai??i??istituto di credito che ha emesso il titolo e ottenere lai??i??importo in contanti.

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