Carta di Credito, Come Richiederla

Le carte di credito sono un mezzo molto comodo usato per pagare i propri acquisti: vengono emesse dagli istituti di credito o, comunque, da strutture organizzate, funzionando grazie allai??i??appartenenza ad appositi circuiti.
Per richiedere una carta di credito, si dovranno soddisfare alcuni requisiti, come il possesso della maggiore etAi??, la residenza sul territorio nazionale e un conto corrente personale o cointestato.
Per inoltrare la richiesta, bisognerAi?? consegnare apposita domanda o presso la filiale di una banca oppure on line, sempre dal portale della propria banca di riferimento.
Ovviamente, saranno necessari degli ulteriori documenti, come un documento dai??i??identitAi??, uno relativo al proprio reddito, il codice fiscale e quantai??i??altro.
Se si sceglie la procedura via internet, si potrAi?? ricevere a casa tutto il materiale informativo e relativo alla documentazione da inviare, provvedendo poi allai??i??inoltro dei moduli come previsto.
Purtroppo, non esiste una regola comune ad ogni istituto di credito, giacchAi?? ciascuno ha le proprie regole in merito allai??i??accettazione di determinate domande che siano piA? o meno in linea con le politiche aziendali.
Talvolta, addirittura, A? possibile avere una carta di credito senza neppure possedere un conto corrente di appoggio, pagando semplicemente ogni mese, tramite bollettino postale, il dovuto o anticipandolo, come avviene nel caso delle carte prepagate.

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